Since Covid broke in March this year, I have heard from many people who have told me that:

Their travel insurance company did not pay out for any cancellation.
and that many of the travel insurance companies are advising clients to make a charge-back against the travel company they booked with.

This all seems to suggest that travel insurance is a waste of time. And not only that, it suggests that travel insurance companies want us to pay them money for nothing in return. But perhaps worst of all, it seems to indicate that travel insurance companies have no ethics, and are advising customers to divert their insurance claims by making other companies pay them back.

If this is true - then what is the point of travel insurance, and why would any one continue to pay?

I’d like to hear from you about your insurance claim experiences. Did you find that the travel insurance company paid you back for a trip that you either were forced to cancel yourself because the situation was getting bad, or maybe you were already somewhere and the travel insurance company didn’t honour the terms?

Let me know - please email me your experiences.